Home Loan Options

A straight forward and flexible home loan, keeping you in control.

Choose a fixed rate to provide peace of mind with a set repayment during the fixed term you select. This means you know exactly what your monthly repayments will be, giving you the confidence to budget accurately and plan your finances.

What else does the product offer?

  • Bridging finance available
  • 100% offset available
  • Fixed rates available
  • Internet, phone and BPay access
  • Fortnightly or monthly repayments
  • Principal & Interest or Interest Only
  • Additional repayments

Saving thousands on your home loan can be simple with a 100% offset account. Combining your everyday banking account with your term loan is an easy way to reduce the interest you pay on your home loan each month, whilst keeping in full control of your accounts.

What else does the product offer?

  • Bridging finance available
  • The security of a fixed rate with the benefit of reduced interest for available cash
  • Internet, phone and BPay access
  • Additional repayments

A construction loan is ideal for those planning to build a new property, or purchase land with the intention of building a property within 12 months.

With a construction loan, repayments will be made on an interest only basis with a variable rate; and will be progress payment based.

What else does the product offer?

  • Purchase
  • Owner-occupied or Investment properties
  • Bridging finance available
  • 100% offset available
  • Secured visa card option up to $20k
  • Fixed rates available
  • Internet, phone and BPay access
  • Additional repayments

The Lo Doc requires minimal supporting evidence of income for self-employed borrowers, therefore reducing the amount of paperwork required. This product is fully featured with a competitive interest rate.

What else does the product offer?

  • Available to self-employed applicants
  • Minimal financials required
  • Construction and purchase available (conditions apply)
  • Internet, phone and BPay access
  • Additional repayments