Established in 2003, Australian First Mortgage (AFM) is an award winning non-bank mortgage manager. It is a wholly Australian owned business offering competitive residential, commercial and leasing finance to the Australian market.


AFM is funded by a select group of Australian banks and wholesale lending institutions; including Bendigo and Adelaide Bank, NAB’s Advantedge Financial Services, Resimac, and Pepper Money.

The company has funds of $4 billion under management, settling over $1 billion per year.

AFM employs a dedicated team of Business Development Managers and Relationship Managers to support, facilitate and train its accredited mortgage brokers. It also employs a national team of Credit Managers, with combined delegated lending authorities of up to $2 million.


AFM operates from its head office in Broadbeach, QLD. The team of Business Development Managers are also located throughout Australia in Queensland, New South Wales, Victoria, South Australia and Western Australia.

Since its inception AFM has embarked on a carefully constructed yet aggressive growth path and today it employs in excess of 100 staff members, making it one of Australia’s fastest growing non-bank lenders.

AFM has maintained its high levels of service through the use of state-of-the-art technology, solid infrastructure and the recruitment of skilled, industry-savvy professionals.

The senior management team meet regularly to determine the ongoing requirements of the business and its staff. In addition, the board of directors meet several times a year to guide the strategic direction of the group.

Mortgage Brokers

AFM sources its business from mortgage brokers in the third party channel. It has more than three hundred and fifty accredited broker groups on its national panel, which gives the business access to in excess of five thousand individual loan writers nationally.

To facilitate this AFM maintains an active presence on the panel of many of the country’s leading aggregators; including Connective, LoanMarket, Finsure, Vow and PLAN, FAST and Choice.

AFM observes a strict accreditation process.

Each third-party introducer is required to be licenced under the Australian Credit Licence regime, maintain independent professional indemnity insurance, hold the relevant industry memberships and be fully compliant with current legislation requirements, particularly those concerning the Anti Money Laundering and Counter Terrorism Financing Acts.