Buying Your Next Home
It doesn’t matter whether you are upgrading or downsizing, you need a home loan that will suit your lifestyle. At AFM, we take a personal approach to lending, assessing customers on a case-by-case basis and not on a predetermined credit score. Our solutions-focused lending specialists will take your circumstances into account and help you obtain a competitive home loan.
Key AFM Home Loan Product Options
We have more than 500 different home loans from 5 funding lines including:
Construction Home Loans
If you are planning to build a new property, purchase land with the intention of building or even looking to perform major renovations on your existing home, then an AFM construction loan would be ideal for you.
Lo Doc Home Loans
If you are self-employed and unable to provide the traditional proof of income, then an AFM Lo Doc Home Loan may be suitable as there’s less paperwork required.
AFM’s Specialist loans are ideal for those borrowers who may have suffered from credit blemishes in the past or who don’t meet the traditional lending criteria normally required to obtain a home loan.
Fully Featured, Flexible Loans
AFM’s home loans cater for all types of borrowers and are fully featured, including 100% Offset accounts, flexible loan repayments and fixed or variable rates.
Not sure where to start or want to know which properties are in your budget?
Try our borrowing power calculator to see how much you are eligible to borrow.
5-Step Home Loan Application Process
Applying for an AFM home loan to purchase or refinance is hassle-free.
Go from pre-qualify to settlement in five easy steps.
Find out how much you can borrow with an AFM pre-qualification
Submit your completed application form with accompanying documents.
Conditional approval is valid for 90 days. Once granted it is still subject to valuation and LMI approval
Once all conditions have been met your home loan will go unconditional
Settlement occurs when the mortgage transfer from your existing lender has been completed or your solicitor or conveyancer will direct your lender to make the final settlement payments to the vendor (if you are purchasing a new property)